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Friday, January 30, 2009

AMITY-educational loans

Education Loans in India

Most Banks in the country offer attractive education loans for students. For the benefit of prospective students at AMITY, they have tied up with premier nationalized banks Oriental Bank of Commerce and Allahabad Bank. Both banks give the following advantages to students applying to AMITY

 Cover all courses of AMITY
 Include tuition fees, books cost, hostel fees, airfare for courses abroad. 
 Concessional rate of interest.
 Speedy disposal of loan applications.
 Availability of the loan across the country.


Brief procedure to be followed is given below :

(A) For Oriental Bank of Commerce
Amity has tied up with Oriental Bank of Commerce to make easy education loan available to the students. Given below are the benefits of the scheme : 
 All courses of Amity are covered for grant of loan. 
 Speedy disposal of loan application. 
 Sanction can be accorded by Branch of OBC where campus of Amity is located irrespective of the location of the student. For example, a student applying to AMITY, Sector - 44, Noida, but staying at Dehradun, can apply at the OBC Branch at Noida and communicated to the Dehradun Branch for disbursement after due verification and signing of documents.
 Loans are being sanctioned at a concessional rate of interest as compared t the normal scheme of OBC. 
 The student can cover all his expenses e.g. hostel, stationary etc, while applying for loan. 


Illustrative List of Papers / Documents Required for Education Loan
 Admission letter of Amity giving details of year wise fee, boarding and lodging expenses. Letter confirming scholarship, if any.
 Attested copies of documents for proof of age/date of birth and proof of residential address. 
 Passport size photo of the applicant, co-obligants and guarantors. 
 Copy of marksheets/degree certificates of previous academic qualifications. 
 Income proof/latest income tax return of parents/co-obligants, guarantors. (if any) 
 Details of collateral security alongwith valuation certificate of Govt approved valuer (if any).
 Details/statements of Bank accounts held with Oriental Bank of Commerce/other banks by the student applicant/co-obligant(s)/guarantors (if any) for the last six months. 
 Copy of Passport/Visa, cost of air fare (documentary detail) in case of studies abroad.

Campus at which you are applying for -------Bank Branch to be contacted

AMITY, Sector 44 & 125, Noida  ------------Amity Branch, Sector 44, Noida

AMITY, Delhi Campuses -----------------D-3, Defence Colony, New Delhi, Or

G-02, Block No. 3, Garg Trade Centre, Sector 11, Rohini, Delhi

AMITY, Jaipur----------------------- B-1/20, Gandhi Path, Chitrakoot, Jaipur

AMITY, Lucknow --------------------2/9, Vivek Khand, Gomti Nagar, Lucknow


(B) For Allahabad Bank

A tie-up has now being linked with Allahabad Bank. The entire scheme for the benefit of the student is available at the link http://www.allahabadbank.com/education.asp All campuses of AMITY have been covered by Allahabad Bank for online sanction of loans. The prospective students can fill the application online for his/her proposed Amity Campus. The bank would accord a provisional sanction normally within 48 hours. The online application form is available at the following link; http://www.allahabadbank.com/edu_term_loan_form.htm 
Campus at which you are applying for Bank Branch to be contacted
Amity University, Sector 125
Noida Noida Branch
Contact Persons :
Mr. Vipin Kumar, Sr. Manager 
Mr. Gunjeet Singh, Mktg. Officer 
Ph: 95120-4392248, 9868268269 


Following are some of the premier banks of the country providing educational loans.
 ABN Amro Bank , HDFC Bank
 Allahabad Bank , HSBC Bank
 Axis Bank  , ICICI Bank
 Bank of Baroda , Indian Bank
 Bank of India ,Oriental Bank of Commerce
 Bank of Punjab , Punjab & Sindh Bank
 Canara Bank , Punjab National Bank

Central Bank of India , Standard Chartered Bank

Citibank , State Bank of India

Dena Bank  , Vijaya Bank

for more information logon to www.amity.edu

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